D&B Finance Analytics

As we generally use it in my department solely for credit review and legal background, that is where I would recommend its use to colleagues. There are some quirks with the software that make it not entirely intuitive for the first-time user, but overall we've found it very useful for those tasks, and are better suited than other credit reports we've used.

We have declined to work with clients due to their D&B score.

I have found D&B Finance Analytics to be helpful in providing additional context to the internal financial documents and tax returns that are provided by businesses for our underwriting process. These analytics can further demonstrate why a business is a good candidate or a risky candidate for a loan, lease, or grant.

D&B Finance Analytics is best suited for established companies that have a long payment history. It is not very useful for newer companies since trade payment data may not yet be reported to D&B, or what is reported is very minimal and not very useful when making a credit decision.

Best suited for quick overview or credit profile of a potential customer. Less suited to singularly rely on the information there. A user still needs to triangulate to other sources online/connections.

This would be incredibly useful for any organization needing a broad financial picture of an organization. This is extremely useful for determining which customers are stressed financially or are most likely to pay late/not at all. I use this program every time I am looking at payment issues for any of my clients.

Overall, I feel that D&B is the best credit rating service to use for business to business credit. However, I don't feel it represents a comprehensive view of all vendors for a particular customer.

I can only say that D&B is extremely useful for my job role as a conflicts analyst and the company is relied upon to give up-to-date, accurate and useful information about a business company or individual. This is very important in my role, as this is used when researching and approving potential new clients, whether business or individual.

D&B Finance Analytics is well suited for understanding the background and requirements for entities located outside of the US. D&B Finance Analytics is thorough and keeps all corporate information very organized. I am able to see who acts as the authorized signers for various entities and whom to contact with any problems without having to go through a whole org chart of people to find someone knowledgeable about the question I am asking.

D&B Finance Analytics has a simple and efficient interface, easy to follow credit decision system and is backed by the rich history of D&B's data.

D&B Finance Analytics is well suited when trying to identify customers who are credit worthy. It is important to feel comfortable when trying to give credit to a potential customer.

Credit analysis and decisions around new customers, risk rating, and renegotiation for existing customers.

I'd use it to get rough estimates of the financial performance of small, private companies without public data sources. I don't even bother consulting it for large, public companies where I can examine their SEC filings. However, it's better than nothing in the former use case.

It's an invaluable tool for a credit manager. They provide reliable and current data so that I can make well informed decisions based on factors such as annual sales, payment history, and trending scales. Easy to read data with color coding gives a quick overall feel, then Im able to dive in further for more analysis.

This a great product that is helpful for companies of all sizes.

Last year, I recall that we had a prospective advertiser demand credit terms or they wouldn't do business with us. I checked their Custom Score and it was 'below the line' so I rejected credit terms and said if they wanted to advertise with us, they would need to pay cash in advance. They blew a fuse but I said the numbers are the numbers. So, it was easy to defend the decision.

D&B Finance Analytics allows us to do business with vendors who are reputable which in turn makes our collections and A/R processes much easier.

Most cases in particular where D&B has been beneficial to our company is to see that a company has been involved in legal suits with other companies doing the same type of work as us. The visibility of seeing this allows us to see that a particular company has a history of bad faith in this industry with similar contractors, which we can then investigate further if necessary or make a choice to avoid doing business with them. Using D&B to qualify our vendors is appropriate in every case.

A lot of newer accounts lacks data. Should still show their risk assessment or credit score even for newer businesses established.

D&B Finance Analytics does a great job with providing all the detail you need to make a quick credit decision, including the use of liens.

It is a large database of companies and provides tailored recommendations for credit limits using past payment history.

D&B Finance Analytics is well suited in providing credit data on customers but needs to improve on having updated data. Needs to update quicker on credit history for all customers. There are customers that are not always in the D&B Finance Analytics system we are unable to find.

It works well to gather information about an unknown company and also finding related entities to a company that might increase liability or risk exposure.

When they recommend the maximum credit limit