Highly recommended if you're serious about building business credit
May 24, 2024

Highly recommended if you're serious about building business credit

Dayna Mancini-Simmons | TrustRadius Reviewer
Score 10 out of 10
Vetted Review
Verified User

Overall Satisfaction with D&B Credit Insights

D&B Credit Insights has been VERY helpful to my business in identifying areas where I can improve my business credit. Having access to up to date information has been very useful, and regularly checking to make sure all information is accurate has helped to boost my business credit score over a short period of time. I would highly recommend using D&B Credit Insights if you are trying to build your business credit, and checking regularly to make sure your credit is the best it can be!

Pros

  • Up to date information
  • Easily explains what each score means
  • Easily accessible and affordable

Cons

  • The only thing I can think of is I wish the reporting could happen faster but that is up to the individual creditors as well
  • Being able to secure favorable terms for business financing has a huge impact on my business. Before building my business credit I had to rely solely on my personal credit and provide a personal guarantee. Now my business is separate and has its own business scores.
  • Previously I had to utlize MCA loans and other short term, high interest loans, where now I can qualify for much more favorable terms, lower interest rates, and business credit cards with better perks.
I actually have both.

Do you think D&B Credit Insights delivers good value for the price?

Yes

Are you happy with D&B Credit Insights's feature set?

Yes

Did D&B Credit Insights live up to sales and marketing promises?

Yes

Did implementation of D&B Credit Insights go as expected?

Yes

Would you buy D&B Credit Insights again?

Yes

For businesses looking to boost their business credit and get approved for small business loans that are not personally guaranteed, this is a game changer. You will always know where your business stands and what creditors will see when they are deciding to loan to you or not. If you are a sole proprietor I don't think this will help, I believe you need an LLC, Corporation, Parntership, etc - a separate entity from your SSN so that entity can begin to build credit based on the business and not your personal assets and credit.

D&B Credit Insights Feature Ratings

Financial Research
10.0
Public Company Data
10
Private Company Data
Not Rated
Industry and Sector Research
Not Rated
Industry-Specific Information
Not Rated
Independent Research Access
Not Rated
M&A Analysis
Not Rated
Supply Chain Data
Not Rated
ESG Data
Not Rated
Credit Ratings Reports
10
Macroeconomic News
Not Rated
Search Tools
10

Comments

  • Kevin Johnson | TrustRadius Reviewer
    Kevin Johnson
    (Vendor Representative) commented a month ago
    Thank you so much for your kind words, Dayna! We are thrilled that you are enjoying your experience and I wanted to let you know we are constantly improving our product, so we value your feedback. Thank you for taking the time to write this review; we appreciate it greatly. Cheers!

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