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D&B Credit Insights

D&B Credit Insights

Overview

What is D&B Credit Insights?

Dun and Bradstreet's Credit Insights is for any small business owner who wants to know their business’s credit, offering real-time alerts when there are changes to business scores and ratings so the user can quickly spot potential issues and act…

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Recent Reviews

Good Thus Far

6 out of 10
May 08, 2024
Incentivized
I use D&B Credit Insights to determine the progress in building my business credibility. It lets me know my ratings so that I can make …
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Review

10 out of 10
May 03, 2024
Incentivized
I use D&B for business financial services. It keeps my business credit score updated, notifies me of changes, as well as finds me …
Continue reading

D&B Credit Insights

8 out of 10
May 03, 2024
Incentivized
As a new company, creditworthiness is an important aspect of running a business. D&B Credit Insights lets us watch what is being placed …
Continue reading
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Awards

Products that are considered exceptional by their customers based on a variety of criteria win TrustRadius awards. Learn more about the types of TrustRadius awards to make the best purchase decision. More about TrustRadius Awards

Popular Features

View all 9 features
  • Private Company Data (8)
    8.2
    82%
  • Search Tools (8)
    8.2
    82%
  • Credit Ratings Reports (9)
    8.0
    80%
  • Industry-Specific Information (8)
    7.6
    76%

Reviewer Pros & Cons

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Pricing

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Entry-level set up fee?

  • No setup fee

Offerings

  • Free Trial
  • Free/Freemium Version
  • Premium Consulting/Integration Services

Starting price (does not include set up fee)

  • $49 per month
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Features

Financial Research

The most important features for the effectiveness of a financial research platform

7.8
Avg 8.1
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Product Details

What is D&B Credit Insights?

Dun & Bradstreet's Credit Insights helps users monitor business credit, offering real-time alerts on score changes, access to trend data, and the ability to spot potential risks. The interface centralizes information, clarifies business scores, reveals financial strengths and weaknesses, and boosts decision-making confidence.

Who is it for?

For small business owners, Credit Insights eases credit monitoring with visual reports and clear impact analysis.

This solution caters to the needs of businesses seeking to enhance their understanding of business credit.

D&B Credit Insights helps small businesses learn the fundamentals of business credit while receiving real-time alerts about changes in their business scores and ratings. Credit Insights makes credit monitoring easier with visual reports and clear impact analysis.

How it works?

Credit Insights provides an easy way to see the business information that can influence a business's credit scores and ratings. It can also help users to stay current on legal events involving company operations.

Additionally, it can be used to monitor changes and trends to business scores and get real-time alerts about changes to scores.

Through its integration with Plaid, a business bank account can be leveraged to provide D&B with additional information on the operational stability of a company and the potential impact on Delinquency and Failure scores.

D&B Credit Insights Screenshots

Screenshot of D&B Credit Insights using Plaid to connect to a business accountScreenshot of D&B Credit Insights - All NotificationsScreenshot of D&B Credit Insights - Delinquency Score NotificationsScreenshot of D&B Credit Insights - Scores & Ratings

D&B Credit Insights Competitors

D&B Credit Insights Technical Details

Operating SystemsUnspecified
Mobile ApplicationNo

Frequently Asked Questions

Dun and Bradstreet's Credit Insights is for any small business owner who wants to know their business’s credit, offering real-time alerts when there are changes to business scores and ratings so the user can quickly spot potential issues and act fast. Strong business credit scores may not only help secure favorable financing terms and attract potential investors, but it may also signal reliability and trustworthiness to interested suppliers, partners, and customers.

D&B Credit Insights starts at $49.

Experian Data Quality Integrations and Nav are common alternatives for D&B Credit Insights.

Reviewers rate Private Company Data and Search Tools highest, with a score of 8.2.

The most common users of D&B Credit Insights are from Small Businesses (1-50 employees).
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Comparisons

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Reviews and Ratings

(46)

Attribute Ratings

Reviews

(1-11 of 11)
Companies can't remove reviews or game the system. Here's why
Dayna Mancini-Simmons | TrustRadius Reviewer
Score 10 out of 10
Vetted Review
Verified User
Incentivized
D&B Credit Insights has been VERY helpful to my business in identifying areas where I can improve my business credit. Having access to up to date information has been very useful, and regularly checking to make sure all information is accurate has helped to boost my business credit score over a short period of time. I would highly recommend using D&B Credit Insights if you are trying to build your business credit, and checking regularly to make sure your credit is the best it can be!
  • Up to date information
  • Easily explains what each score means
  • Easily accessible and affordable
  • The only thing I can think of is I wish the reporting could happen faster but that is up to the individual creditors as well
For businesses looking to boost their business credit and get approved for small business loans that are not personally guaranteed, this is a game changer. You will always know where your business stands and what creditors will see when they are deciding to loan to you or not. If you are a sole proprietor I don't think this will help, I believe you need an LLC, Corporation, Parntership, etc - a separate entity from your SSN so that entity can begin to build credit based on the business and not your personal assets and credit.
May 08, 2024

Good Thus Far

Score 6 out of 10
Vetted Review
Verified User
Incentivized
I use D&B Credit Insights to determine the progress in building my business credibility. It lets me know my ratings so that I can make informed decisions. I only use it every month or when I get notifications to check my progress. It is reassuring to see how my business is progressing.
  • Maximum credit recommendations
  • Credit increase notifications
  • Explaining repayment risks
  • Explaining the payment history
  • Identifying vendors for payment history
It is still unclear to me as a business owner why I need to have D&B Credit Insights. I know it is valuable for others to know that I have it. But I cannot see the practical use in my daily functioning as a small business owner. I need more information.
Score 10 out of 10
Vetted Review
Verified User
Incentivized
Our organization uses D&B Credit Insights to monitor our business credit in order to receive the best rates possible when applying for lines of credit, etc. It addresses many issues for us including knowing when credit changes occur and also like getting free alerts. We would be in the dark with knowing our credit infrastructure as other companies make it very hard to check, and expensive! Definitely recommend this product to any business, whether you're building business credit or maintaining what you already have!
  • Gives us free alerts whenever there's a change on our credit profile.
  • Helps us understand what factors are affecting score and how to increase it.
  • Allows us ability to get better rates!
  • Excellent price point especially compared to other services!
  • Faster alerts.
  • Different pricing models.
  • Ability to freeze.
Monitoring credit, free alerts, understanding factors which affect credit. Less appropriate for larger companies already with very established understanding of credit. Lacking ability to freeze your credit or simulate what different things would do to either increase, or decrease your score. Ability to show more bureaus different scoring, different pricing models.
May 03, 2024

Review of D&B

Score 7 out of 10
Vetted Review
Verified User
Incentivized
I use it to check the credit rating of my company
  • Help companies maintain their business credit
  • Aid companies in financial management
  • Provide resources for sales and marketing
  • D&B Credit Insights' website is very text heavy - it would be more user-friendly to break pages down into several sub-pages
I have recently recommended that a colleague, who recently incorporated their business, establish a DUNs number
Score 10 out of 10
Vetted Review
Verified User
Incentivized
To review key credit aspects. To increase odds of capital funding when applying for loans or other products. Also use it to keep track of business credit report and any errors or mistakes that may be on it. Also serves as a good comparison for how company is performing to other businesses in the industry.
  • Individual credit aspects
  • Details
  • Areas of importance
  • Pricing
  • More details about specific tradelines
  • Areas of importance
When conducting a thorough review of a report prior to submitting a capital application, it is essential to gain valuable business insights into the company's performance relative to industry peers. This analysis enables the identification of areas requiring improvement, thereby enhancing the company's overall competitiveness and positioning for success. Would highly recommend
Score 10 out of 10
Vetted Review
Verified User
Incentivized
We use Credit Insights for customer credit verification and credit reports to check how their average days to pay and recommended credit limit is. This has been very helpful in determining credit analysis for customers. We've also receive very useful alerts for our customers if they have an issue going on, such as potential bankruptcy or closure of their business.
  • Providing credit limit recommendation
  • Providing PAYDEX score and Deliquency information
  • Provide Alerts for customers with potential issues
  • Provide better information on how many customers have had deliquencies for more than average days
  • Provide information about connections for their subsidiaries and if their tradestyles have any issues
  • Provide more information on the risk level
  • Provide better and updated information for international customers
As an AR Manager, this has been very helpful tool to determine credit analysis for our customers. We recommend other collegues and starting to use D&B Credit Insights to keep our customer information updated in our ERP system. It is less beneficial when the report only provides last 12 months reporting.
May 03, 2024

A Great tool

Gabriel Gomez | TrustRadius Reviewer
Score 10 out of 10
Vetted Review
Verified User
Incentivized
this was an extremly helpful tool to show us how our business is veiwed by creditors and lenders and the rest of the business world, it also helped us to show the business world we are a serious business. It helped us understand our business credit and learn how to build it. the insights were very helpful and we had learned quite a bit about the world of business credit.
  • credit rating
  • serious buisness
May 03, 2024

Review

Tanesha Cain | TrustRadius Reviewer
Score 10 out of 10
Vetted Review
Verified User
Incentivized
I use D&B for business financial services. It keeps my business credit score updated, notifies me of changes, as well as finds me financial credit cards and lines of credit. It also shows my DUNS number, which I never knew it was something I needed. Thanks D&B!
  • Shows business credit health
  • Tracks updates and changes
  • Shows business risk levels
  • Connects with business funding lenders
  • Using the correct personal credit score. My score is not right and won't allow me to change it.
  • Have more financial options available for businesses that actually need funding. The requirements state we need to make a certain large amount in order to be approved for funds.
  • New and slow growing businesses should have business lives of credit automatically.
It keeps track of business risk factors, showing us where we are in our business.
Score 10 out of 10
Vetted Review
Verified User
Incentivized
Helps me to get a better focus on areas that need correcting. It's an outline of business credit structures to provide businesses with better streamline.
  • Help weed out business risks
  • Provided business ratings
  • Runs detailed reports
In catching credit drops I was unaware of
May 03, 2024

D&B review

Johnathan Griffard | TrustRadius Reviewer
Score 7 out of 10
Vetted Review
Verified User
Incentivized
I like having the access to view my credit factors that revolve around my business without having to pay outrageous prices. So far I've had a better experience using D&B than Experian. I usually don't write reviews so I would take that as something. As far as addressing problems I never had any business credit problems. I know if someone was they would be smart to use the service
  • Loads well
  • Doesn't take 40$ per veiw
  • Allows insights for credir
  • They could offer the services completely free instead of trying to pinch the little guys bank account
  • Tradelines doesn't show
  • Make the chat bot not pop up every screen
Score 8 out of 10
Vetted Review
Verified User
Incentivized
As a new company, creditworthiness is an important aspect of running a business. D&B Credit Insights lets us watch what is being placed onto our account and correct any misinformation; it also allows us to request our vendors to report information to help improve our DUNS Rating. Without a product like this, we would not know what is going on our report.
  • Shows us the Predictive Failure Risk
  • Shows up our predictive Delinquency Score
  • Mainly best shows Supplier Risk
  • Better information on Inquiries
  • Better Payment History
  • Who is reporting
As a general gauge of information about your business, the product does a good job. Also, understand if you have any reported Suits, Judgments, Liens, or UCC Filings. Also, showing ownership information for accuracy is very important.
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